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Financial Disclaimer

Last updated: July 5, 2026

In short: Free Agent Finance is an educational publication, not a CPA firm, law firm, broker-dealer, or registered investment advisor. Nothing on this Site is personalized advice for your situation.

1. Not tax, legal, accounting, or investment advice

All content on freeagentfinance.com — articles, guides, checklists, and calculators — is provided for general informational and educational purposes only. It does not constitute tax advice, legal advice, accounting advice, investment advice, or insurance advice, and should not be relied upon as such. Tax law, retirement account rules, and insurance regulations are complex, change frequently, and depend heavily on your individual facts and circumstances, which our content cannot account for.

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Reading this Site, subscribing to our newsletter, or using our contact form does not create a CPA-client, attorney-client, advisor-client, or any other professional relationship between you and Free Agent Finance, its writers, or contributors. We are not your accountant, attorney, financial advisor, or insurance agent.

3. Always consult a licensed professional

Before making decisions about your taxes, business structure, retirement contributions, health coverage, or any other financial matter, consult a licensed CPA, tax attorney, enrolled agent, financial advisor, or insurance broker who can evaluate your complete, individual situation. Federal and state rules referenced on this Site (tax brackets, contribution limits, deduction thresholds) are accurate to the best of our research as of each article's published or last-reviewed date, but may have changed since — always verify current figures against IRS.gov or another primary source before filing.

4. Calculators and estimates

Interactive tools such as the Self-Employment & Quarterly Tax Calculator produce simplified, good-faith estimates based on standard federal formulas. They are not a substitute for tax preparation software or a tax professional's calculation, and they do not account for every state tax, credit, or edge case. See our Terms of Service, Section 5, for the full calculator disclaimer.

5. No guarantee of results

Any examples, case studies, or illustrative numbers on this Site are hypothetical and for explanation purposes only. Your results will vary based on your income, state of residence, business structure, filing status, and dozens of other factors. Past information about tax rules or account limits is not a guarantee of future rules.

6. Editorial independence

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7. Questions

If anything in this Disclaimer is unclear, contact us at support@freeagentfinance.com or through our contact page before relying on our content for a financial decision.